Youth Club Accounts

Help your children learn the importance of saving money for their short- and long-term goals with one of our Youth Club Accounts. They’ll be rewarded with:

  • Higher dividends on the first $1,500 saved
  • Gift and membership kit at account opening
  • Deposit rewards, including $25 bonus* to First Rewards account holders when $500 is saved

Complete a Youth Membership Application to open a Youth Club Account today!

*You will receive $25 as a bonus when your First Rewards savings account balance reaches $500. The $25 bonus will be credited to the savings account by close of business on the first day the balance reaches $500. Offer limited to one bonus per member. The bonus will be reported on the member’s year-end 1099-INT statement.

Financial Education Activities

Save - Spend - Share Jars

Watch Westie's Save-Spend-Share Jar Activity how-to video and download and print your own labels here!


Download Westie's Save, Spend & Share Jar Labels

Westie's Activity Book

Click on the image to download Westie's Activity Book and print your favorite pages!

Westie Activity Book


Westie's Project 10-10 Video Series

We celebrated Westie's 10th birthday with 10 videos featuring money tips for kids. Click the tips below to watch!




Youth Club Accounts

Designed for ages 0-3, your Sweet Pea will be set up for savings success from day one. As your Sweet Pea grows, they’ll automatically be placed into the next stage of our Youth Club Accounts:  Westie’s Kids Club, Plan it Now, and First Rewards—each club offering age-appropriate deposit gifts, rewards and special events. 

Kids ages 4-8 will thrive in our Westie’s Kids Club where they’ll learn that saving can be fun. And, on their 10th deposit they’ll receive a special gift. 

Tweens 9-12 will continue on their path to savings success with our Plan it Now club. They’ll benefit from higher dividends on the first $1,500 saved and will receive a special gift after 10 deposits. 

Teens 13-17 can set money aside from their summer jobs in a First Rewards account where they’ll earn a $25 bonus when their account reaches $500. 

High school and college-age members can enjoy a variety of products and services designed to help them achieve financial success and independence:

Learn More About Our Student Services

Set money aside for your child's future with a Custodial Account. This is an account opened with the child's name and Social Security Number. As the custodian, you maintain control over the account and can add or withdraw funds as needed. When the child reaches adulthood, the account is turned over to them. 

Open a Custodial Account today.