Commercial Financing with just 10% Down

Northwest Federal partners with a local Certified Development Center (CDC) to cover up to 90% of project costs. The SBA 504 Loan Program promotes economic development opportunities in the community by providing affordable financing to expand your business. The Credit Union provides 50% of the financing, the 504 Loan provides up to 40%, while you, the business owner, contributes as little as 10%. With a 504 Loan, the Credit Union may also provide certain terms that may be more beneficial to your business than you might receive with a conventional loan.

A SBA 504 Loan may help your business grow with:

  • Down payment as low as 10% – preserves your cash for working capital
  • Competitive 20 and 25 year fixed interest rates – on CDC portion
  • 20 or 25 year fully amortized loan – reduces month cash requirements
  • Project financing – both hard and soft costs could be included

Pre-qualify and receive loan approval in 5-7 business days*.

Our Commercial Lending team will help you obtain financing with competitive rates and terms to meet your unique business needs.

For more information or to apply today, contact us:


*Additional time may be required for SBA loan approval. Established, healthy and expanding businesses may be qualified borrowers.